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Resources

Costs, payments & insurance

Know what is included, what is excluded and who covers unexpected costs.

YituCare editorial draftClinical review pending2026.09.30

General information, not an individual diagnosis or treatment recommendation. Decisions require review by a licensed clinician.

What to know

Ask the hospital for an itemized written estimate, including tests, clinician fees, accommodation, medicines and follow-up. Confirm deposit and refund rules and accepted payment methods directly. Bank cards, mobile payments and cash may be available, but acceptance and limits vary. Check whether your insurance covers planned care abroad, complications and evacuation; ordinary travel insurance may exclude these.

Before you travel

Prepare a concise medical summary, recent reports, imaging in its original format, and a current medication and allergy list. Ask the receiving team which translations are needed.

Questions to ask your care team

Ask about expected benefits, risks, alternatives, the option of no treatment, follow-up and care after returning home. Do not interrupt current treatment while exploring overseas options.

Sources & further reading

Sources checked 30 September 2026

  1. Chinese Government · Payment Service Guide
  2. Chinese Embassy · Payment Services
  3. CDC · Travel Insurance